Streaming, utilities, phone, internet, insurance — BillShield Umbrella watches every household bill in one place, finds the money leaks, and helps you cancel what you don't use. The average family saves $387 a year.
BillShield Umbrella watches your streaming, utilities, phone, internet, and insurance — all in one place.
Sample household
$648/mo total
Avg. found in leaks
$387/yr
Example data — your real numbers appear after your free bill scan.
BillShield Umbrella continuously scans your insurance bills and statements for errors, overcharges, and hidden fees — 24/7.
AI-powered scanning reads every line item on your insurance bills, flagging duplicate charges, unauthorized add-ons, and billing discrepancies the moment they appear.
Catch money leaks in real time — from creeping premium increases to forgotten coverage charges that silently drain your budget.
Year-over-year trend analysis reveals which bills are creeping up and which providers consistently overcharge, so you know exactly where to act.
Generate professional dispute letters and negotiation scripts in seconds. Fight back against billing errors without hiring a lawyer.
Produce customized, legally-grounded dispute letters tailored to the specific billing error, merchant, and your state's consumer protection laws.
One-click fee reversal requests handle junk fees, late charges, and unauthorized billing add-ons with proven success scripts.
Context-aware negotiation scripts give you exact talking points, counter-arguments, and success phrases for every major insurance provider.
Never miss a premium change, coverage gap, or renewal trap again. BillShield watches your insurance policies in real time.
Get instant alerts the moment your insurance premium increases, with a side-by-side comparison and a ready-to-send negotiation script.
AI detects when a policy change creates a coverage gap or reduces your protection — before it costs you at claim time.
Automatic renewal tracking with smart reminders 30, 7, and 1 day before each policy renews, plus one-click cancellation prep.
No bank login required to start. No credit card. Just upload a bill and watch the AI go to work.
Upload a PDF, paste text, or connect your email. BillShield reads everything — no manual entry needed.
Our AI checks for forgotten subscriptions, duplicate charges, hidden fees, price increases, and negotiation opportunities.
Get exact scripts to negotiate lower bills, one-click cancellation guides, and automated alerts for future changes.
Average user finds their first leak within 3 minutes of signing up.
Join thousands who've taken back control of their finances.
"The fine print checker alone paid for itself 10x over. Caught an auto-renewal clause in my gym contract that would have cost me $600 I didn't want to spend."
"BillShield found 12 money leaks in 3 minutes. I cancelled 4 subscriptions I forgot about and negotiated my internet bill down $30/month. Absolute game changer."
"I'm not tech-savvy at all but this was so easy. My daughter set it up for me and now I get alerts whenever something changes on my bills. Love it."
"Used the negotiation scripts to lower my cable, phone, AND insurance bills. The AI knew exactly what to say. Scripts made it so easy to make the calls."
Start free. Upgrade when you're saving. Cancel anytime.
Scan your bills and find money leaks — no card needed.
All 40+ tools unlocked. Unlimited scans & auto-negotiation.
Pro for up to 5 household members. One umbrella for everyone.
Leave a one-time tip to keep the free bill scanner available for everyone. Secure via Stripe.
Looking for more? See all plans & annual savings
Every tool you need to find money, fight back, and keep what's yours.
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