BillShield Umbrella uses a 5-layer AI pipeline to detect every dollar you're losing to hidden fees, forgotten subscriptions, and predatory billing practices — and tells you exactly how to get it back.
BillShield accepts bank statements (PDF, CSV), uploaded bills, email forwarding, and manual entry. Documents are parsed using OCR and structured into a normalized transaction graph — merchant name, amount, date, frequency, and category.
Every transaction is semantically classified against a knowledge base of 12,000+ merchants, subscription services, utility providers, and telecom carriers. Our AI identifies category, expected price range, and renewal pattern.
A multi-signal anomaly engine flags transactions that deviate from expected patterns: price changes, new recurring charges, duplicates within billing windows, and fees not present in the original contract.
For each detected anomaly, BillShield generates a ranked action: negotiate, cancel, dispute, switch, or monitor. Each action includes success probability based on historical outcomes from our negotiation database.
BillShield doesn't stop after one scan. Ongoing monitoring watches for new charges, re-enrollment after cancellation, price increases, and contract auto-renewals — alerting you before money leaves your account.
Upload a statement and watch all 5 layers analyze it in real time. Free, no credit card required.
Run My Bill ScanWe use essential cookies for site functionality and analytics cookies to improve your experience. By accepting, you help us build a better product. Read our Cookie Policy.