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Simple, honest pricing

Protect Your Money

Start free. Upgrade when you're ready. Cancel anytime.

Avg. savings: $387/year30-day money-back guaranteeNo setup fees ever

Free

Try the essentials — no credit card required

$0/forever
  • Money Leaks detector (3 scans/month)
  • Fine Print Checker
  • Cancel Assistant
  • Fight Fees (2 letters/month)
  • Bill Negotiator (basic scripts)
  • Bill Calendar & Forecasting
  • Spending Pattern Radar
  • Family Money Shield
  • Credit Card Optimization
  • Utility Bill Audit
  • All 35+ advanced tools
Get Started Free
Most Popular

Pro

Full access to all 40+ tools

$12.99/mo
  • All 40+ AI-powered tools unlocked
  • Unlimited bill scans & dispute letters
  • Auto-negotiation (save $200-400/yr)
  • Real-time price increase alerts
  • Identity theft monitoring
  • Tax deduction tracking
  • Smart Bill Calendar & Reminders
  • Credit Card & Insurance Optimization
  • Weekly savings summary emails
  • Priority support
Best Value

Pro Annual

2 months free + premium features

$99/yr

≈ $8.25/month — save $56.88/yr

  • Everything in Pro Monthly
  • Only $8.25/month (save $56.88/yr)
  • Priority AI analysis queue
  • Early access to new tools
  • Premium status badge
  • 30-day money-back guarantee
For Households

Family

Protect up to 5 family members

$19.99/mo
  • Everything in Pro Monthly
  • Up to 5 family members
  • Shared family dashboard
  • Family Money Shield
  • Combined savings tracking
  • Individual + family reports
  • Parental controls
  • Priority support
Ultimate Value

Family Annual

Best value for families

$179/yr

≈ $14.92/month — save $59.88/yr

  • Everything in Family Monthly
  • Only $14.92/month (save $59.88/yr)
  • Premium family status
  • Annual family savings report
  • 30-day money-back guarantee

7 days

Free trial on Pro

$0

Setup fee

30-day

Money-back guarantee

📋 Refund & Cancellation Policy

We offer a 30-day money-back guarantee. If you're not satisfied within your first 30 days, contact us at refunds@billshieldumbrella.com for a full refund. Subscriptions renew automatically. You can cancel anytime — cancellation takes effect at the end of your current billing period.

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